The mortgage secondary market has seen an increase in regulation and required due diligence. In recent times there have been servicing transfers, particularly with seasoned and re-performing loans, with buybacks as high as 70%- 80% due to errors found by the buyer. The main risks evaluated by the ratings agencies relate to borrower credit, property […]
Thrive in an new era of scrutiny. Mortgage lenders are facing intense scrutiny of their fair lending regulatory compliance. At the same time, compliance costs are mounting and lender margins are being squeezed by market conditions. In this environment, developing cost-effective techniques to manage fair lending risk and increase operational efficiencies can mean the difference […]
Smart lenders, servicers and the investment community are solving their complex document and data management issues without capital outlays for infrastructure and startup costs. This valuable session will provide actionable, creative insights into: Document classification and indexing Data extraction from documents Innovative solutions such as “invisible mailroom” and “park and ride” You can get there […]
Online and offline, consumer anxiety about providing personal data to complete mortgage and other loan applications is at an all-time. High-profile data breaches at Target and other retailers have made consumers more conscious than ever of the threat to their personal data. For lenders, this presents a potential roadblock to completing mortgage and other loan […]
There is plenty still new under the sun. Now is the time to be leveraging technology in the mortgage origination process to reduce cost & time, increase quality & compliance, and create a better experience from start to finish. View this webinar replay and you’ll learn about advanced document capture solutions, data extraction technology and data […]
Buying a new home can be one of the largest and most stressful purchases consumers make in their lives, and refinancing that new home can be equally trying. Getting a mortgage has even been deemed more stressful than finding a new job. Lenders can either add to that stress or make the experience simple and […]
The OCC and CFPB have recently issued new third-party oversight requirements, and they have a big impact on all appraisal operations. Download the white paper with full description of the changes and much more. This white paper includes: Links to all relevant regs Warnings: Fourteen signs you’re not in compliance Easy solutions for compliance, no […]
Business Intelligence and Big Data have changed the mortgage game. So what’s next? Learn about the new compliance paradigm: Process Intelligence. Attend this webinar to see how a BI environment with Process Intelligence uncovers new insights hidden in your data and helps you identify strategic business opportunities and risks. During this webinar, learn how you can […]
During this unique web seminar, we take a look at the economic landscape as it relates to housing and mortgages for the next year — and then we dig into how new Qualified Mortgage regulations may affect this outlook. From there, you’ll learn what you can do to maintain a competitive lending business as QM […]
With the refi market past its peak, it’s crucial that lenders put themselves in the best possible position to close the purchase loans that will become the main source of business for the industry in the coming years. Learn about: What steps you can take to maximize opportunity on each purchase loan How to choose […]